EPF & ESI Calculator
Calculate payroll deductions, employer matches, and savings projections.
EPF (Employee Provident Fund): Employee contributes 12% of Basic + DA. Employer matches 12% (split: 8.33% to Pension (EPS), 3.67% to EPF savings).
ESI (Employee State Insurance): Employee contributes 0.75% of Gross Salary. Employer contributes 3.25%. Only applicable if Gross Salary is under ₹21,000.
Salary Details
Interest Savings projection
Monthly Contribution Split
Employee Share (Deductions)
EPF Contribution (12%):
₹1,800.00
ESI Contribution (0.75%):
₹135.00
Total Deduction:
₹1,935.00
Employer Share (Contribution)
EPF Savings Account (3.67%):
₹550.50
EPS Pension Scheme (8.33%):
₹1,249.50
ESI Contribution (3.25%):
₹585.00
Total Employer Match:
₹2,385.00
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Eligible for ESI benefits. Gross Salary is under the ₹21,000 threshold.
Savings Projection Over Time
Total Employee Deposit
₹1,80,000
Total Employer Deposit
₹55,050
Interest Earned
₹1,12,050
Total Maturity Value
₹3,47,100